{"id":48851,"date":"2022-01-16T21:05:39","date_gmt":"2022-01-16T21:05:39","guid":{"rendered":"https:\/\/hermesmathew.com\/en\/?p=48851"},"modified":"2022-01-16T21:07:21","modified_gmt":"2022-01-16T21:07:21","slug":"mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account","status":"publish","type":"post","link":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/","title":{"rendered":"Mortgage for foreigners or non-residents investors &#8211; What steps must be taken into account?"},"content":{"rendered":"<div dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><strong>There is a growing demand of foreign or non-residents investors for buying properties in Spain. Months of certain stagnation in Real Estate market caused by the coronavirus health crisis, are beginning to be left behind. For some time now, the interest in buying a property is growing notably. If you live outside Spain and are looking for a investment, here is a complete guide on mortgages for foreigners or non-residents with all the steps to be kept in mind.<\/strong><br \/>\n<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">\u00a0<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Spain is a very attractive destination for foreigners from anywhere in the planet. Its climate, and cultural, leisure and gastronomic offering makes it a place to spend long periods of time.<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">\u00a0<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">More and more foreigners or non-residents are considering buying a property , and not only spend holidays or specific times of the year, and also to obtain an economic return. For example, apartments with a license for tourists are an increasing demand, but what conditions, documentation and requirements are basic and essential to contract a Real Estate loan in Spain for foreigners or non-residents?<\/span><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><br \/>\n<\/span><\/span><\/span><\/p>\n<h3><strong>Mortgage for foreigners or non-residents investors &#8211; What steps must be taken into account? Conditions for applying for a mortgage for foreigners or non-residents<\/strong><\/h3>\n<\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">To begin with, it is advisable to make clear the definition of a non-resident person. It is considered as such when the following assumptions are met,<br \/>\n<\/span><\/span><\/div>\n<ul>\n<li dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Does not stay longer than 183 days in Spain throughout a year<br \/>\n<\/span><\/span><\/li>\n<li dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Main activities or economic interests are not in Spain<br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<p><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">If these circumstances occur, there are a series of particular conditions when applying for a mortgage to buy a property<br \/>\n<\/span><\/span><\/p>\n<h3><strong>Characteristics for mortgage loans for foreigners<\/strong><\/h3>\n<ul>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><strong>Amortization period<\/strong>. For Spanish residents a mortgage loan, can have up to a maximum of 30 years. In the case of foreigners or non-residents, the term is more limited. The usual is that the limit to return the requested money is between 20 and 25 years.<br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<ul>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><strong>Mortgage amount<\/strong>. About mortgages for residents in Spain, the bank usually finances up to 80% of the purchase price or the appraisal value (the lowest value). However, requesting a mortgage for foreigner or non-resident implies that the amount of the bank will be lower. Depending on the bank, the maximum level that is usually financed is of the 60%.<br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<ul>\n<li dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><strong>Interest rate<\/strong>. It will depend on the entity with which the operation is carried out. As in these cases, it is almost always a second home or second residence, the interest to be paid for the <a href=\"https:\/\/hermesmathew.com\/en\/mortgage-interests-rates-and-how-to-be-calculated\/\" target=\"_blank\">Real Estate loan<\/a> is higher than that applied for habitual residence.<br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">In addition, mortgage loans granted to foreigners or non-residents are usually, as a general rule, at a fixed rate, that is, during the time of repayment of the capital, the amount to be paid is always the same.<\/span><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><br \/>\n<\/span><\/span><\/span><\/p>\n<h3><strong>Documentation to submit <\/strong><\/h3>\n<\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">The documents that have to be presented to the bank to apply for a mortgage of these characteristics do not usually vary too much as for any resident in our country. The most common are usually,<br \/>\n<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">\u00a0<\/span><\/span><\/div>\n<ul>\n<li dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Copy of NIE or passport<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Work contract<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Pay slips or proof of income obtained in the country of residence<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Bank statement where the usual income is made<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Tax return<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Tax residence certificate<br \/>\n<\/span><\/span><\/li>\n<li><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Contract of the property to buy (or deposit contract)<br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">Any other document that the bank considers appropriate to carry out the study and analyze the viability of the requested operation can be added to this documentation. In the event that the financing requested is viable, the signing and obtaining procedure is the usual one.<br \/>\n<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">\u00a0<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">If you are a foreigner or non-resident, and considering buying a property in Barcelona, \u200b\u200bplease consider to ask for advice at any bank entity, so that they can guide you on the exact steps to apply for a mortgage.<br \/>\n<\/span><\/span><\/div>\n<div><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\">\u00a0<\/span><\/span><\/div>\n<div dir=\"ltr\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydpaa10eba5JLqJ4b\"><span class=\"ydpafc905f9yiv5895410557ydp73c3b5e0VIiyi\" lang=\"en\"><span class=\"ydpafc905f9yiv5895410557ydp73c3b5e0JLqJ4b\">And remember that, if you are looking for a property as a first or second residence, at Hermes &amp; Mathew we have a <a href=\"https:\/\/hermesmathew.com\/en\/comprar\/\" target=\"_blank\">wide range of high standing homes for sale<\/a>, in the <a href=\"https:\/\/hermesmathew.com\/en\/barrios\/\" target=\"_blank\">best areas of Barcelona<\/a> and with the most advantageous market conditions.<\/span><\/span><br \/>\n<\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>There is a growing demand of foreign or non-residents investors for buying properties in Spain. Months of certain stagnation in Real Estate market caused by the coronavirus health crisis, are beginning to be left behind. For some time now, the interest in buying a property is growing notably. If you live outside Spain and are [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":48847,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[185,316],"tags":[300,376,377,387],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew\" \/>\n<meta property=\"og:description\" content=\"There is a growing demand of foreign or non-residents investors for buying properties in Spain. Months of certain stagnation in Real Estate market caused by the coronavirus health crisis, are beginning to be left behind. For some time now, the interest in buying a property is growing notably. If you live outside Spain and are [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/\" \/>\n<meta property=\"og:site_name\" content=\"Hermes &amp; Mathew\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-16T21:05:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-16T21:07:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hermesmathew.com\/wp-content\/uploads\/2022\/01\/200615172541-underscored-refinance-mortgage-calculator-costs.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"3200\" \/>\n\t<meta property=\"og:image:height\" content=\"1800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Comunicacion\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Comunicacion\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/\",\"url\":\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/\",\"name\":\"Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew\",\"isPartOf\":{\"@id\":\"https:\/\/hermesmathew.com\/#website\"},\"datePublished\":\"2022-01-16T21:05:39+00:00\",\"dateModified\":\"2022-01-16T21:07:21+00:00\",\"author\":{\"@id\":\"https:\/\/hermesmathew.com\/#\/schema\/person\/d58877bf3be355b9a70bd33c82f36bcf\"},\"breadcrumb\":{\"@id\":\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/#breadcrumb\"},\"inLanguage\":\"ENH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/hermesmathew.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage for foreigners or non-residents investors &#8211; What steps must be taken into account?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/hermesmathew.com\/#website\",\"url\":\"https:\/\/hermesmathew.com\/\",\"name\":\"Hermes &amp; Mathew\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/hermesmathew.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ENH\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/hermesmathew.com\/#\/schema\/person\/d58877bf3be355b9a70bd33c82f36bcf\",\"name\":\"Comunicacion\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ENH\",\"@id\":\"https:\/\/hermesmathew.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e7a504e22e0d898871df6431da0bb5cf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e7a504e22e0d898871df6431da0bb5cf?s=96&d=mm&r=g\",\"caption\":\"Comunicacion\"},\"url\":\"https:\/\/hermesmathew.com\/en\/author\/comunicacion\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew","og_description":"There is a growing demand of foreign or non-residents investors for buying properties in Spain. Months of certain stagnation in Real Estate market caused by the coronavirus health crisis, are beginning to be left behind. For some time now, the interest in buying a property is growing notably. If you live outside Spain and are [&hellip;]","og_url":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/","og_site_name":"Hermes &amp; Mathew","article_published_time":"2022-01-16T21:05:39+00:00","article_modified_time":"2022-01-16T21:07:21+00:00","og_image":[{"width":3200,"height":1800,"url":"https:\/\/hermesmathew.com\/wp-content\/uploads\/2022\/01\/200615172541-underscored-refinance-mortgage-calculator-costs.jpg","type":"image\/jpeg"}],"author":"Comunicacion","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Comunicacion","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/","url":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/","name":"Mortgage for foreigners or non-residents investors - What steps must be taken into account? | Hermes &amp; Mathew","isPartOf":{"@id":"https:\/\/hermesmathew.com\/#website"},"datePublished":"2022-01-16T21:05:39+00:00","dateModified":"2022-01-16T21:07:21+00:00","author":{"@id":"https:\/\/hermesmathew.com\/#\/schema\/person\/d58877bf3be355b9a70bd33c82f36bcf"},"breadcrumb":{"@id":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/#breadcrumb"},"inLanguage":"ENH","potentialAction":[{"@type":"ReadAction","target":["https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/hermesmathew.com\/en\/mortgage-for-foreigners-or-non-residents-investors-what-steps-must-be-taken-into-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/hermesmathew.com\/en\/"},{"@type":"ListItem","position":2,"name":"Mortgage for foreigners or non-residents investors &#8211; What steps must be taken into account?"}]},{"@type":"WebSite","@id":"https:\/\/hermesmathew.com\/#website","url":"https:\/\/hermesmathew.com\/","name":"Hermes &amp; Mathew","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/hermesmathew.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ENH"},{"@type":"Person","@id":"https:\/\/hermesmathew.com\/#\/schema\/person\/d58877bf3be355b9a70bd33c82f36bcf","name":"Comunicacion","image":{"@type":"ImageObject","inLanguage":"ENH","@id":"https:\/\/hermesmathew.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e7a504e22e0d898871df6431da0bb5cf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e7a504e22e0d898871df6431da0bb5cf?s=96&d=mm&r=g","caption":"Comunicacion"},"url":"https:\/\/hermesmathew.com\/en\/author\/comunicacion\/"}]}},"_links":{"self":[{"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/posts\/48851"}],"collection":[{"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/comments?post=48851"}],"version-history":[{"count":1,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/posts\/48851\/revisions"}],"predecessor-version":[{"id":48852,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/posts\/48851\/revisions\/48852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/media\/48847"}],"wp:attachment":[{"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/media?parent=48851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/categories?post=48851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hermesmathew.com\/en\/wp-json\/wp\/v2\/tags?post=48851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}